The Life and Health Insurance Company Guaranty Corporation of New York

Helping New York policyholders when they need it the most.


Welcome to the Web site of The Life Insurance Company Guaranty Corporation of New York. We hope you find this site helpful in providing information regarding the purpose of the guaranty corporation and how it protects resident policyholders in the event of an insurance company insolvency and also helps locate old or lost policies.

In 1941, New York became the first state in the nation to establish a guaranty fund to protect policyholders of life insurance companies in the event of an insurance company insolvency. The guaranty corporation is a statutory not-for-profit corporation whose members consist of all life and health insurance companies licensed to do business in the state of New York. In the event that a member insurer is found to be insolvent and is ordered to be liquidated by a court, the guaranty corporation provides protection to New York residents who are holders of life and health insurance policies, annuity contracts and funding agreements with the insolvent life insurance company.

If you have questions call us at 212-202-4243 or email us at

Also, please consult this Frequently Asked Questions link to review common inquiries about coverage and the operation of the guaranty corporation: